Financing & Financial Aid

Lytle’s Beauty College understands that your education is a significant investment and to assist you in achieving your educational goals, we offer Interest-Free financing as well as Financial Aid packages that can include a combination of Grants and Direct Student Loans (for those who qualify).


Lytle’s Redwood Empire Beauty College offers interest-free financing. This allows students to make monthly tuition payments over the course of the program, to be paid in full by graduation.  Payments can be made by credit card through PayPal, check, cashier’s check, or money order.

Direct payments are due on the 1st of each month. Interest will not be charged under this plan; however, there will be a $25.00 late fee for payments that are 10 days past due. Final payment is due 15 days prior to graduation. Payments will not exceed graduation.

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Lytle’s Beauty College is approved by the U.S. Department of Education to participate in several federal aid programs to assist you in achieving your career education goals. Additional information may be found at the Federal Student Aid website. In order to qualify for financial assistance, all applicants must complete a FREE Application for Federal Student Aid (FAFSA). The application can be completed online at or by contacting a Financial Aid Representative. Lytle’s Beauty College school code is 013807.

To be eligible for student aid an applicant must:

  • Be a U.S. citizen or an eligible non-citizen
  • Have a valid Social Security Number (SSN)
  • Comply with Selective Service registration, if required (Males only)
  • Have a high school diploma or a General Education Development (GED) certificate
  • Be enrolled as a regular student working toward a degree or certificate in an eligible program
  • Not owe a refund on a federal grant or be in default on a federal student loan

Note: Student assistance funds are intended for educational purposes only. All students must meet the eligibility requirements at all times.

Once the FAFSA is complete and received by the Financial Aid Office, we will work with you to create a financial aid package, which may include any of the following:


Federal PELL Grant

The Federal Pell Grant Program provides need-based grants to undergraduate students to promote access to postsecondary education.

Federal Supplemental Educational Occupational Grant (FSEOG)

The FSEOG grant is available to assist PELL eligible students.

2019-2020 Grant Availability
Cosmetology (Full 1600-hour program) up to $11,085 up to $250
Esthetics up to $4,238 up to $175

Grant money is free money; it does not need to be repaid.


If you are interested in finding scholarships to help you pay your tuition, the websites below are a good place to start in your search. There are many more websites out there; just do a search in your favorite browser for college scholarships.


Direct Subsidized, Unsubsidized Student Loans & Parent Plus Loans

Subsidized Loans are preferred because the interest is paid (subsidized) by the federal government while you are enrolled in college. For Unsubsidized Loans, the interest is not subsidized, and you must either pay the interest monthly or you may elect to have it added to your loan principal (“capitalized”).

Maximum Loan Limits Subsidized & Unsubsidized Student Loans will have Origination Fees deducted from the amounts listed below, not to exceed 1.062%. Parent Plus Loan will have an Origination Fee of 4.248% deducted from the total amount borrowed.
Course Dependent Independent
Cosmetology Subsidized loan $7,000

Unsubsidized $3,555

Subsidized loan $7,000

Unsubsidized loan $10,666

Esthetician Subsidized loan $2,333

Unsubsidized $1,333

Subsidized loan $2,333

Unsubsidized loan $4,000

Parent Plus Loan for either program Up to the cost of attendance, minus any scheduled aid. N/A

Dependent and Independent status is determined by completing the FAFSA.

The above-listed aid shows maximum limits and is not secured until completion of both the FAFSA and Admissions Appointment.